PAMELA RODRIGUEZ HEADSHOT

Pamela Rodriguez CFP®

Founder of Fulfilled Finances LLC

Pam is the Treasurer for the Financial Planning Association of Northern California, the Secretary of the Elk Grove Rotary Club, and the resident Social Security Presenter with AARP’s Sacramento Chapter.

In addition, she is a Financial Literacy Educator for both the Association of Financial Education and the California Department of Corrections and Rehabilitation.

Pam started her career in the Financial Services industry in 2011 at Wells Fargo Bank in Sacramento, CA.

She went on to work as an Associate Financial Advisor for a small boutique Advisory firm out of Palm Desert, CA.

She was the Financial Advisor at the Davis Merrill Lynch/Bank of America branch before moving to New York City and eventually becoming a Certified Financial Planner practitioner.

Before founding Fulfilled Finances LLC, Pam worked at Principal Financial Group as the Retirement Specialist for the Northern California/ Nevada region.

Now a decade into this career, Pam highly values the intimate relationships she gets to build with her clients and can’t think of a better way of serving people day in and day out.

She graduated with a Financial Planning degree from Liberty University.

Investment Team

We have chosen Asset Dedication as our investment team. We believe in low-cost, long-term strategies that focus on the client’s overall financial planning needs. Together, we are able to provide the best experience for our clients.

STEPHEN J. HUXLEY, PH.D.

Stephen J. Huxley, Ph.D.

A recognized leader in finance, investing and economics, Stephen has more than 35 years of experience researching and applying decision theory to real world problems.

His prize-winning research in scheduling led to the development of the Asset Dedication approach, which applies a time and goals-based approach to asset allocation. Stephen is a tenured Professor of Decision Sciences at the University of San Francisco.

Stephen won the National Franz Edelman Award for Outstanding Achievement in Management Science, the highest award given by the profession, for his work in scheduling.

He first applied his scheduling research to the construction of investment strategies in the late 1990’s.

This work ultimately led to the book Asset Dedication: How to Grow Wealthy with the Next Generation of Asset Allocation (McGraw-Hill, 2004), which he co-authored with Brent Burns. Stephen holds a doctorate in economics from the University of California at San Diego and an undergraduate degree in business and statistics from Ohio State University.

J. BRENT BURNS, MBA

J. Brent Burns, MBA

Brent brings more than a decade of financial and investment experience to his work in applying academic research to the development of practical and innovative portfolio strategies.

Brent’s deep background in empirical finance helped form the basis for all of Asset Dedication’s modeling and analysis. His work with Asset Dedication began at the University of San Francisco, where he partnered with co-Founder Stephen Huxley as a McLaren Research Fellow to study portfolio performance and the impact of withdrawal rates, inflation, and market conditions.

In addition to his role at Asset Dedication, Brent periodically teaches the Personal Finance courses in the MBA and undergraduate programs at the University of San Francisco School of Management.

Brent holds an MBA with honors from the University of San Francisco and a BS from the University of California, Berkeley. Brent is also a former world-class pole vaulter and was a member of the U.S. National Track and Field Team.

JEREMY FLETCHER, CFA

Jeremy Fletcher, CFA

Jeremy has been in fixed income management since 1991.

Most recently he co-managed the $3.5 billion fixed income investment pool at the City and County of San Francisco, where he created and implemented the strategy to deliver safety, liquidity, and yield to the pool’s constituents while providing cash flows for daily operations.

Previously, he was a portfolio manager responsible for over $2 billion in fixed income assets at American Century Investments, including directing the firm-wide strategy for inflation-linked products and managing the firm’s series of zero-coupon funds.

Jeremy launched the firm’s flagship inflation-linked fund in February 1997 along with the debut of the U.S. inflation-linked market.

In 2000, he managed one of the top-performing U.S. fixed income funds in the United States. Jeremy earned his BA in Economics/Mathematics from Claremont McKenna College and holds an MBA from the University of San Francisco.

He became a CFA charterholder in 2000.

Jason Romero

Senior Trader

Jason joins the Asset Dedication team after spending almost 6 years with another firm where he led the firm’s trading desk, supporting advisors with day-to-day operations.

His core strengths include managing and communicating client account cash flows, account setup and maintenance, trade execution, and management of portfolios.

Jason also manages relationships with various custodians and portfolio accounting/trading IT vendors.

Jason earned his bachelor’s degree from California State University Sacramento with a double major in Finance and Risk Management. As a hobby, Jason is a member of a car racing team.

John Kim

Trader

Prior to joining Asset Dedication, John was a loan officer at Ohana Pacific Bank for commercial and consumer loans, performing financial analysis for all trouble debt restructure reporting.

Before that, John worked in the Financial Performance Measurement Department at Bank of the West.

John earned his BA in Economics from U.C. San Diego.

Support Staff

Mindy Cantrell

Client Services Associate

Sandy Allen

Support Associate

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