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401(k) advisor hiring guide A 401(k) advisor can be hard to find. As business owners, you want help creating and managing a 401(K) because you are already extremely busy and you likely don’t want to devote additional time to a retirement plan. Although there are fewer...
This blog post is all about the top 401K providers This 401k providers list will not disappoint! Are you a business owner trying to make sense of the 401(k) world? Tired of the “trying” part of it all? Owning a business is extremely difficult. It is...
Financial Planning included cash management. This refers to the process of collecting and managing cash flows. Cash is essential for day-to-day financial stability.
- Consumer Debt
- Student Loan Debt
Investment Management is another key component of financial planning. At your current age, how much money should you have saved for retirement? How can you make up for lost time if you started investing late? Should you change your investing portfolio as you get older? While answering these questions may feel overwhelming, they are what we have experience evaluating.
- Long-Term Strategies
- Retirement Planning
- Social Security Strategies
If you’re like most parents, you want your child to go to college. At the same time, paying for college is probably one of your biggest financial concerns. By working with a financial planner and creating a plan, you can reduce the burden of student loans for their higher education.
- Future Education
- Living Expenses
- Elder Long-Term Care
Tax planning is a way to find out how much money you are paying on tax and also a way to help minimize the tax liability (the amount owed) through the use of allowances, deductions, exclusions, and exemptions.
- Taxes Up-to-Date
- Tax Credit Strategy
- Tax Minimization
Accidents and disasters can – and do happen, and if you aren’t adequately insured, it could leave you in financial ruin. You have to know how much insurance you need to protect your life, your ability to earn income, and keep a roof over your head. A financial plan allows you to have that peace of mind.
- Life Insurance
- Disability Insurance
- Long-Term Care Insurance
Working with a financial planner means you have access to our network of Estate Attorneys to maximize what you leave behind. It’s important to know legal and/or tax advice and think through how each asset, as well as your estate, will pass to your beneficiaries.
- Wills & Trusts
- Power Of Attorney
- Health Care Directives
Financial Planners Who Love To Serve
Focus on Your Family
We help families where both parents are working to prioritize their goals: paying off debt, saving for a college fund, budgeting, travel vacations, etc. Life is busy for our clients but with our guidance, they know they can accomplish anything through a solid plan of action. Ensure your family’s future by creating a financial plan today.
Maximize Your Benefits
Healthcare employees have unique challenges. Being a high-income earner and thinking about the future when you have such a demanding career is not easy. We help clients navigate their financial lives without having to spend their limited time doing so. We review your pension benefits, your employee perks, and help you create a financial plan that sets you up for success.
Understand Your Perks
The State of California is the largest employer in town. Many of our clients are state employees with complex employee benefit plans. We work with clients to make sure they are maximizing these benefits. Some clients are not aware that their bargaining unit is not contracted to pay into Social Security. We help them set up a financial plan to help them plan accordingly so they are aware of their options.
Conquer Your Debt
Paying off your student loans as fast as possible, when you have other financial goals, might not be the best plan for you. While working together and creating a financial plan, we utilize several programs and strategies available to optimize your payment plan. We specialize in assisting you understand your student loan debt, contact lenders, and choose the best repayment plan for your current situation.
Financial Planners Who Truly Care About Our Clients
As Financial Planners, we work with clients with complex compensation arrangements and employee benefit packages.